Archives for June2013

Аппаратов, Регистрация, Играть Онлайн Бесплатно иначе На капитал

Аппаратов, Регистрация, Играть Онлайн Бесплатно иначе На капитал

Разумеется, основное. Ant. второстепенное — игровые автоматы толпа Вулкан, если точнее, их хоть куда степень игры, возвышенная реиграбельность да, понятное дело, немонотонность.

A Tribute to Tayo Aderinokun, MD of GTB (Died of Cancer on 14th of June, 2011)



As you know cancer kills 10 Nigerians every hour. The disease has cost Nigeria some of its brightest professionals, one of whom we remember today. The stellar qualities of Mr Aderinokun who was affectionately called ‘Uncle T’ shines through in the following tribute by his friend, Mr Fola Adeola, OON.


I HAD moved to Ikoyi in 1986, having joined the wonderful team of young men and women that made up Continental Merchant Bank. My teenage friend, Tayo Aderinokun, was one of them.

tayo aderiokuntayo illness 2

One of the challenges posed by living in Ikoyi in 1986 was that there were no barbers anywhere near-by! One, therefore, had to go to the Mainland for a simple haircut any time one was required. I was on one of these barber trips one Sunday when I saw a ghastly accident on Eko Bridge.

The only thing that came to my mind was whether the victim of that accident was also on his way to the barbers! I decided we would put barbers in Ikoyi. The only person I knew that would entertain such a fanciful thought was Tayo Aderinokun. We both dipped into our pockets, and thus Finishing Touches Barbing Salon was born. The salon has remained in business up till now, even though we no longer owned it.

Banking licence

In 1990, after we had obtained a banking licence, Tayo suggested to me that we sold the company. As far as he was concerned, we should no longer be barbers having become bankers. As an aside, one of the terms of the sale was that Tayo, myself, and all our male children, would cut our hair for free, forever! As if he knew!

Tayo was an entrepreneur at heart. Someone who could take risks and pursue what others may consider an off-the-wall idea. In that way we were often kindred spirits. Tayo ran the Kano Branch of Continental. He had observed that that there was no public gym in Kano.

During one of my trips to Kano to visit with him, he had discussed the idea of our establishing a members-only gym in that city. I’d agreed. He set about the project by renting a property we would re-model for our purpose. After about two weeks of taking the hammer to this building, including removing the roof, the landlord could not recognize his property anymore!

This landlord was a big Kano Alhaji. Instantly, he reached out to Col. Sani Bello, the bank’s chairman, who, in turn, reached out to Dr. Ayagi, the bank’s managing director. All hell broke loose. Tayo and I had to look for money to restore the building to its original state.

That was not all; the stage had been prepared for Tayo’s return to Lagos, and the chain of events that would culminate in him joining me to establish Guaranty Trust Bank.

For me, the idea of a commercial bank never died. I revisited it with Tayo, and told him I was now prepared to go ahead, as I felt the window of opportunity for a licence was narrowing. This was in January 1989. Fortunately, he agreed, and the rest is now history.

That extra-ordinary organization that Tayo would serve diligently for 21 out of his 56 years on earth, was born. It is important to mention three friends of mine, who believed in my ability to run a bank and encouraged me greatly; Akin Akintoye, Gbolade Osibodu, and Moses Ochu. I will always reserve for myself the credit for partnering with Tayo.

In 1990, specifically August 2, I had the privilege to collect, from the Federal Ministry of Finance, banking licence No. 58, dated August 1, 1990, and signed by the Federal Minister for Finance, Chief Olu Falae, for Guaranty Trust Bank Limited. Tayo was by my side. And so the journey had begun. Suffice it to say that in my entire experience, I know of no other person, who could execute as efficiently as Tayo!

I slept with my eyes closed all through the 12 years he was my deputy. Like me, he was not a perfect man; but, for the work that we did, I knew of none better! My greatest memory of Tayo, regarding Guaranty Trust Bank, was always that of the extra-ordinary outcome that only sincerity of purpose, discipline, and hard-work could produce.

Work ethic and discipline

I had great respect for Tayo’s work ethic and discipline, but what endeared him to me the most was his thoughtfulness and reliability, especially during one of the most painful personal experiences of my life – the  loss of my mother.

My mother had died in far-away Abidjan on April 28, 1989. It was a Friday, and as Muslims, we were determined to bury her in Lagos the following day. Tayo had arrived at my home, not too far from his, on foot around 8:30am on Saturday to condole me and ask how he could help.

As it was a weekend, and banks were closed, he had thought to bring with him N8000 to assist me. I thanked him, and confirmed that I would indeed need the money, except that he would be the one to spend it. I asked him to go to Atan Cemetery, and prepare a befitting grave for my mother. By the time my mother’s remains had arrived, there was little time to conclude all ceremonies preparatory to interment.

It was not until we were headed for the cemetery that any of my siblings, who had also just flown in from Abidjan, asked what the arrangement for the grave was! We got there, and found Tayo in the same clothes he was wearing earlier in the day when he had visited.

He was waiting to lead us to the grave he had procured and prepared. None of us had seen the plot before then. As a matter of fact, some of my siblings may just be learning of this for the first time! That was the level of confidence that Tayo engendered, and the level of commitment he displayed. Once he accepted the task, you could take it as done.

Surely, I will miss my friend! The fact that Tayo was always there, is remarkable. You could pick up your phone and be sure there was someone you wanted to talk to, someone you’ve always talked to, someone you did things with, at the other end. “When are you free?”, he would ask. And whatever time was agreed, the answer was always, “see you then.”

Courage to challenge him

An aspect of his life that I found somewhat intriguing was the fact that he did whatever he wanted to do, once he set his mind to it. This was both good and bad, depending on what it was he set his mind to! Somehow, Tayo’s family indulged him; so did his friends! I wonder whether we did not fail Tayo as friends with regards to his illness, in particular, when he came with the news that he no longer had the cancer he had earlier been diagnosed with.

Some of us were not sure, and were worried; but somehow, either because we lacked the courage to challenge him, or he made it difficult for us to do so, we allowed him to have his way, once again! This time, for the last time.

As we grew up, Tayo always shared his life’s desires with me. Two very important objectives he always emphasized. One was to be very rich, and he would add, “very, very rich”; the other was to be managing director of a bank. He accomplished both. I would ask him, often, what would you do with such wealth? And he would laugh, and reply, “wait until I get it.” Tayo, Day Waterman College is an outstanding example of what you did with the money! So many people have also praised your uncommon generosity.

As to becoming the managing director of Guaranty Trust Bank, I commend you for sustaining the vision, and taking the bank so much higher to a realm I know I could never have taken it to. In your hands, the bank simply grew in leaps and bounds.

I am still amazed at the way you successfully resolved all the major issues that came up after my departure! Your handling of the Soludo consolidation phase, with so many options to choose from, and the clean bill Lamido Sanusi gave our bank after the meltdown clearly brought you out to the world as an outstanding professional.

Greater heights

I pray that your successor will also build on what you had done, and take the bank to even greater heights. You had discussed your exit plan with me; I was thinking of the bank. Little did I realize that you were getting ready to exit this world. I had eagerly looked forward to our being neighbours again, as we were in Surulere, when we were young, only this time, on the Presidential Hilltop in Abeokuta, where you were planning to relocate. It was not to be!

It is now clear to me, Tayo, that those of us who are your friends took you for granted. We did not know how big you were in the eyes of the world. How else can we explain the outpouring of emotion from people of all walks of life, competing for space to honour you? The Yoruba must be right when they say, “iku ni’yi”. (In death, honour). Undoubtedly, Tayo, iku ye e. That is true for you, and those of us you have left behind must reflect on what we need to do with the rest of our days for death to so honour us. Indeed, Tayo, o mu ‘ku wun’ni.

Sun’re o, Olutayo, Lukosi Aje Owu, omo Olowu Oduru, omo Ajibosin, omo aseseru ewe ako t’on morijade.





BY DR ABIA NZELU, Secretary, Committee Encouraging Corporate Philanthropy (CECP- Nigeria)

(Presented @ coolwazobiainfo on Friday 7th of June, 2013)


What are cancer vaccines?

Cancer vaccines are designed to boost the body’s natural ability to protect itself, through the immune system, from dangers posed by damaged or abnormal cells such as cancer cells.

There are two broad types of cancer vaccines:

1. Preventive (or prophylactic) vaccines, which are intended to prevent cancer from developing in healthy people; and

2. Treatment (or therapeutic) vaccines, which are intended to treat an existing cancer by strengthening the body’s natural defenses against the cancer.

Two types of vaccines have been approved to prevent cancer: vaccines against the hepatitis B virus, which can cause liver cancer, and vaccines against human papillomavirus (HPV); and one cancer treatment vaccine has recently become available in the United States.

Implementing widespread infant and childhood immunization programs targeting — Human Papilloma Virus (HPV), and Hepatitis B  — could lead to a total eradication of cancers related to these viruses in 20 to 40 years,

What is HPV?


HPV is Human Papillomavirus, the most common Sexually Transmitted Infection (STI) in the world. There are over 100 types of HPV  but the 4 that cause most of the diseases are Types 6, 11, 16 and 18.

What Cancers are caused by HPV?

HPV is linked with cancers in both men and women:

  • Cervix- Nearly all cervical cancers are caused by HPV
  • Anus- 8 out of 10 of cancer of the anus are linked to HPV
  • Vulva (the outer private part of women)- Half of vulval cancers are related to HPV
  • Vagina – 7 out of 10 cancer of the vaginal cancers  are HPV-related
  • Penis – 1 out of 3 cancers of the penis are linked to HPV
  • Mouth
  • Throat
  • Scrotum
  • Conjunctiva (Covering of Eye)
  • Skin
  • Nose
  • Nail bed
  • Tonsils


Please visit for further details on HPV and cancer.





Is there vaccine to help prevent HPV?


What are the types of HPV vaccines available?

At this time there are 2 vaccines available to help prevent certain types of HPV and some of the cancers linked to those types: the bivalent vaccine and the quadrivalent vaccine.

CERVIRIX Gardasil_0

What are the differences between these HPV vaccines?

1.  The bivalent vaccine prevents only 2 types of HPV (HPV-16 and HPV-18) that cause most cervical cancers, while the quadrivalent vaccine prevents the  4 most important types of the virus (HPV-16 and HPV-18 as well as 6 and 11 responsible for genital warts).

2. Although, both vaccines prevent the 2 types of HPV that cause most cervical cancers (HPV types 16 and 18),  the quadrivalent vaccine also prevents cancer of the anus, vulva (female outer private part), and vagina as well as genital warts and recurrent respiratory papillomatosis (RRP)- an asthma-like condition. In fact, in Australia there was a 93 percent drop in genital warts in young women when only 85 percent of males and females were vaccinated. This suggests that the herd immunity that is protecting men is, in turn, also protecting unvaccinated women.

3. The bivalent vaccine is approved for only females while the quadrivalent vaccine is approved for both males and females


Can the 2 types of vaccine be used interchangeably?

No, if you have started one you cannot take the other.


Are the HPV vaccines available in Nigeria? If so, how much do the HPV vaccines cost?

Yes. Both are available in Nigeria. The drug company price for either vaccine in the United States is about $130 per dose. This cost does not include the cost of giving the shots or the doctor’s charge. In Nigeria, the bivalent one is about $50 and is more widely available while the quadrivalent one is about $100.

HPV vacuna_ninacarreHPV VACCINE- 080103-painfulshot-hmed-2p.grid-4x2

The good news- The drug companies have reduced the price of both vaccines to about $5. This is already being implemented in 8 countries namely: Kenya, Ghana, Lao People’s Democratic Republic, Madagascar, Malawi, Niger, Sierra Leone and Tanzania.

The bad news- Nigeria is not a beneficiary of the price reduction

The urgent appeal: We need to put our house in order! The Federal, State and Local governments of Nigeria should do more to ensure that Nigerians benefits from this price reduction.

Who gets HPV vaccine and when?

To be effective, the vaccine should be given before a person becomes exposed to HPV – usually through sexual activity. The vaccines are recommended for widespread use for girls between ages 9 to 26 years old.

The quadrivalent vaccine is also licensed for males between ages 9 through 26 years. Both are given as shots in a series of 3 doses within 6 months.

What about those older than 26? Should they get one of the vaccines?

Although routine vaccination is not recommended in those above 26 years, in those between 27 and 45, it was found that the quadrivalent vaccine is also protective.

Ian Frazer launches the  Gardasil vaccine in 2006

Ian Frazer launches the
Gardasil vaccine in 2006


Are the HPV vaccines safe?

Yes. They have been taken by millions of people and have been found to be safe.

How long will the vaccines prevent HPV infection?

Current research shows no sign that the protection decreases with time. Research will continue to find out how long protection against HPV lasts, and if booster vaccines will be needed.

Can a pregnant woman or breastfeeding mother take the vaccines?

Pregnant women should not get either vaccine at this time. Even though they appear to be safe for both mother and the unborn baby, this is still being studied. If a woman who is pregnant does get an HPV vaccine, this is not a reason to consider ending the pregnancy. Women who are breastfeeding may safely get either vaccine.

Do you need to be tested for HPV before getting the vaccine?

No. Testing is not needed and it’s not recommended.

Do women and girls who have been vaccinated still need cervical screening?

Yes. Females who get vaccinated will still need cervical screening.

 If girls who are vaccinated will still need cervical screening, why should they get vaccinated?

Because the vaccines do not prevent all types of HPV that can cause cervical cancer (the vaccines can prevent about 70% of cervical cancers). But there are still other types of HPV that can cause changes in the cells (building blocks) of the cervix. Even though cervical screening does not keep the cells in the cervix from changing – it is needed because it can find the changes before they become cervical cancer. This means that if a woman has an abnormal cervical cancer screening result, she will have other tests done and then treatment to keep the changed cells from becoming cancer.

Can cervical cancer be prevented without a vaccine?

In most cases, yes, cervical cancer can be prevented even without a vaccine. Yearly cervical cancer screening can find changes in the cells of the cervix early, before they become cervical cancer. These changed cervix cells can then be treated to keep them from becoming cancer. Indeed, thanks to cervical cancer screening, fatal cervical cancers were almost unknown today in rich countries even before the introduction of vaccines. But the disease kills an estimated 275,000 women a year in poor countries where cervical screening are impractical and the vaccine is unaffordable.


For maximal protection against HPV- related cancers, the following measures are complementary: optimal genital hygiene, sexual discipline, quitting smoking, vaccination, regular screening, and prompt treatment if screening result is abnormal.


1. Since the quadrivalent vaccine has a wider coverage  for both sexes and both vaccines cannot be used interchangeably, it is preferable to use  the quadrivalent vaccine.

2. The Federal Govt should take advantage of the price reduction of the quadrivalent vaccine by the drug company to incorporate it into the NPI schedule

3. Women should undergo yearly cervical cancer screening whether they have had the vaccines or not

4. Every woman should ensure they carryout regular cervical cancer screening in addition to observing proper genital hygiene, sexual discipline and abstinence from smoking

5. Vaccination does not treat cervical cancer changes; therefore, any woman that has abnormal screening result should go for evaluation and treatment.

6. Support the CECP- Nigeria to ensure that cancer screening and treatment reaches every Nigerian irrespective of their location.

mobile cancer centre


ACT! (Attack Cancer Together!)

Option 3

© 2013 Committee Encouraging Corporate Philanthropy (CECP- Nigeria)